We all have expectations about when we will 'get there' or 'arrive'. To many people, who work in normal jobs, they may not want to think about the inevitable or when the time comes to retire and take things easy, it may be rudely thrust in their faces.
So, I would advocate this, from the scouting philosophy of Lord Baden Powell. The founder of the Scout Movement ; " Be Prepared".
For any contingency good or bad, one must have a game plan for moving Up and On.
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