The Hell with Bankers

This is based on a TRUE STORY.

Faisah the fisherman was dozing on his hammock between 2 coconut trees next to the beach. It was Monday afternoon at about 3.30 pm. His wife Fatimah was cooking what he had caught in the morning, some ikan kuning and some shrimp. The kids were in school and it was a warm lazy afternoon after a morning's fishing.

Bob (banker) : " Good afternoon, Sir"
Faisah : "Uh ? Yeah Good afternoon"
Bob : "I'm from HongKong Chartered Bank and I have a great plan for you !"
Faisah (uncertain) : "Uh, OK, what you got ?"

Bob went on to explain the benefits of Faisah upgrading his old fishing boat and with a loan, could expand his fleet to 3 boats,hire more fishermen to catch more fish and make more money. With the money, he could get a bigger house near the city and buy the SUV to ferry the wife and kids.

Faisah : "And then what ?"
Bob : "After we'vre evaluated your business, with a turnover of S$ 3M you could apply for our SME or Small and
Medium Enterprise Package of S$ 200K and you put up some collateral (maybe your house or car) and then you
can grow your fishing business to cover outside to International Waters."
Faisah : "Wow, so I got to work even harder to bring in then S$20 M, buy 4 ships and hire another 50 fishermen and
expand to include sport fishing for tourists as well as deep sea fishing."
Bob : "That's Right ! You will Have The Good Life !"
Faisah : "Eh How, long you think I need to do all this before I Have the Good Life ?!"
Bob (sneaky smile) : "Well, if you are hardworking, my calculations say 20 years. 25 years tops."
Faisah : "What is The Good Life ah ?! "
Bob (full of BS) : Your business will be running, you just need to check on it every day. You need not work so hard
and best of all, you can have a nice house by the beach, fish when and where you want and take it easy !"
Faisah : Brudder, I already am doing it ! Take your $$ and shove it !
Bob : ..............

Moral : See picture above.
Bankers rent you an umbrella during a sunny day WITH INTEREST. When it rains, they take it away.